Answer: There are many special types of no exam life insurance policies out there that guarantee that everyone will be accepted. That is, they do not require any medical exam. They are usually are easy to buy and are quite a great option for people who have certain health conditions. Nevertheless, they are usually a lot more expensive than other life policies.

By offering you termlife insurance without requiring a medical exam, the insurance company is risking that you are in good health. However, by doing some easy comparison shopping on the Internet, you can still find an affordable term life policy that doesn’t require a medical exam.