Can I get no exam Life Insurance?
Fred,
Houston, TX.
Fred,
Be careful, however, making sure you check your policy thoroughly, and don’t forget to disclose even those small details to your insurer, as forgetting to tell them something as simple as whether you smoke or have been having aches, pains and pins and needles could cost [...]

I have shoulder pains do I  disclose this to the insurance company?
Gene
Houston, TX.
Gene,
Just because the life insurance company does not complete a full examination before they issue the policy, it does not mean that they will not dig through your medical history and verify the accuracy of your answers on your [...]