I am a smoker will that effect my rates?
Ann
Houston, TX.
Ann,
Yes, smokers life insurance is usually more expensive than nonsmokers. In fact smoking is such an unhealthy habit that smokers should be aware that they may be rejected by some insurance companies entirely. Smoking has been a chief concern for many years, with educative and [...]

 Are Smokers rates higher?
Kevin
Spring, TX.
Kevin,
The obvious answers is yes. But some Life Insurance companies will give you better rates if you can prove that you are now a non smoker.
Following  from last year’s public smoking ban this is another area in which smokers are being specifically targeted. Premiums for non-smokers have slowly fallen [...]