Smokers Life Insurance Houston

admin — Wed, 13 Aug 2008 23:42:02 +0000

I am a smoker will that effect my rates?
Ann
Houston, TX.
Ann,
Yes, smokers life insurance is usually more expensive than nonsmokers. In fact smoking is such an unhealthy habit that smokers should be aware that they may be rejected by some insurance companies entirely. Smoking has been a chief concern for many years, with educative and persuasive techniques employed to encourage the public to quit.
Last year’s public smoking ban this is another area in which smokers are being specifically targeted. Premiums for non-smokers have slowly fallen in the last few years whereas those for smokers have risen sharply, some estimates claim that smoking policy holders are paying up to 100% more than their non-smoking counterparts.
Great Question.

Houston Life Insurance » Unhealthy Habit

Smokers Life Insurance Houston